negative equity

英 [ˌneɡətɪv ˈekwəti]

美 [ˌneɡətɪv ˈekwəti]

n.  资产负值， 负资产 (资产值低于抵押款)

牛津词典

noun

• 资产负值， 负资产 （资产值低于抵押款）
  the situation in which the value of sb's house is less than the amount of money that is still owed to a mortgage company, such as a bank

柯林斯词典

• 负资产
  If someone who has borrowed money to buy a house or flat hasnegative equity, the amount of money they owe is greater than the present value of their home.

双语例句

• House prices have fallen for five years, forcing many home owners into the negative equity pit.
  楼价连跌五年，不少业主身陷负资产困局。
• America has never experienced negative equity on this scale before.
  美国以前从未经历过规模如此之大的负资产状况。
• The problem for banks owning mortgage debt is that the two greatest causes of foreclosure negative equity and unemployment are both set to rise further.
  对于拥有抵押债务的银行来说，问题在于造成丧失抵押品赎回权的两个最大因素负资产和失业都必定会继续上升。
• According to CoreLogic, a data provider, negative equity totalled$ 707 billion at the end of April.
  根据数据提供商CoreLogic的信息，四月底负资产总额达到了7070亿美元。
• But as Morgan Stanley points out, given off-book liabilities such as retirement, healthcare and education, the average consumer is practically in negative equity.
  但正如摩根士丹利（morganstanley）指出的那样，如果考虑到退休、医疗和教育等账外债务，中国普通消费者实际上是负资产。
• With investors beset by falling home prices and ( in some cases) rising negative equity, the trashing of stock portfolios, particularly for pending retirees, is yet another blow to their finances.
  当投资者受到房价不断下跌和（某些情况下）负资产日益上升的困扰时，股市暴跌对于他们的财务状况又是一个打击对那些即将退休的人来说尤其如此。
• The government auctions off parcels of land sparingly, since nothing upsets the powerful more than negative equity.
  香港政府每次只拍卖极小一块地，因为再没有什么比负资产更让那些有权有势者恼火的了。
• One in four Dutch homebuyers is in negative equity as a result of falling property values.
  由于房价下跌，拥有房产的荷兰人中有四分之一已处于负资产状态。
• By stopping the downward overshooting of house prices, the mortgage replacement programme would help all homeowners, including those who now have negative equity.
  通过阻止房价过度下跌，抵押置换计划将帮助所有房屋业主（包括目前持负资产者）。
• Voters still hold their own politicians to account for the insecurities that flow from interdependence. Blaming someone else offers insufficient answer to the homeowners trapped in negative equity or to depositors or creditors in a failing bank.
  选民们仍然要求自己的政客对相互依赖所带来的不安全局面负责。对陷入负资产困境的房主或破产银行的存款人或债权人来说，怪罪另一个人也不不足以解决他们的问题。